You and the Law – 9th November 2010

Bumped up bill

My wife was involved in a minor accident when she ran into the back of a van.   There appeared to be no damage to either vehicle.  We have received a letter from the van owner’s insurers asking us to foot the bill for more than £700.00 of repairs.  The bill is obviously extortionate.  What should we do?  RK

You could pass the bill on to your insurance company, lose some of your no-claims bonus and pay your excess.  That would draw a line under the episode; you’re obliged to inform your insurance company in any case.  If you decide to defend the claim, tell them you’re dealing with it yourself.

I suggest you ask to see the repair shop’s photos of the damage; it’s normal practice in insurance claims to take pictures before commencing repairs.  If the van owner can’t produce any and the matter came to court it would look suspicious and help your defence.  If you accept there was some damage you could make the insurers an offer.

Avoiding probate

Does Probate have to be granted on a Will if there is only one beneficiary?
I am a widow with one son and don’t have much to leave and I am trying to save all possible expense.  LC

It’s not the number of beneficiaries which determines whether Probate is necessary but the size of the estate.  Banks and building societies will release amounts under £5,000.00 (sometimes £15,000) without requiring a Grant of Probate, and cash, jewellery and the like can usually be dealt with without a Grant.  However, if you own a property in your sole name your son will need a Grant to transfer it into his name or sell it.

This entry was posted in North Ainley News. Bookmark the permalink. Both comments and trackbacks are currently closed.
  • In This Section

  • I found Jennifer Kitchener to be extremely helpful and supportive throughout the whole experience of sorting mine and my husband’s Will out.  We were both extremely grateful that she visited my husband whilst he was in hospital so that we could sign our Wills.
    Mr & Mrs D A Spence - Oldham
  • Lisa Wright
    Lisa Wright
    15:05 25 Feb 19
    Cassie was fantastic throughout our sale and would recommend North Ainley if selling or buying a more
    Lynn Findlater
    Lynn Findlater
    18:55 01 Dec 18
    I have used North Ainley for a number of years. They have successfully dealt with my parent's wills and more recently the sale of 2 properties. The staff are exceptional and imparticular Cassie who took care of the whole process from start to finish whilst I was overseas. She diligently chased all third parties and kept me informed at all times. I would recommend North Ainley as they have proved themselves time and again over the last 10 years in all of my family's legal more
    Idnan Ahmed
    Idnan Ahmed
    12:57 30 Nov 18
    Excellent service. handled my latest commercial purchase professionally. Would recommend to anyone who is looking for a solicitors who are proffesional and easy to work with. Top more
    Lucy Hoy
    Lucy Hoy
    16:39 27 Nov 18
    Excellent! Very friendly and fantastic communication throughout. Nothing was to much trouble. Thankyou Vinesh and Cassie. Would definitely more
    Anil M
    Anil M
    15:11 04 Nov 18
    Fantastic Solicitors firm. Very professional. Close to Oldham Town Centre. Answer all your questions and concerns. Keep you upto date at every stage. I have used this firm for many years in buying and selling property. You can not go wrong using North Ainley more
    Next Reviews